client

means the person for whom you act and, where the context permits, includes prospective and former clients

in the SRA Financial Services (Scope) Rules, in relation to any regulated financial services activities carried on by an authorised body for a trust or the estate of a deceased person (including a controlled trust), means the trustees or personal representatives in their capacity as such and not any person who is a beneficiary under the trust or interested in the estate

credit agreement

has the meaning given by article 60B(3) of the Regulated Activities Order

MCD

means the Mortgage Credit Directive 2014/17/EU on credit agreements for consumers relating to residential immovable property

MCD credit agreement

has the meaning given in the FCA Handbook

CBTL credit agreement

has the meaning given in the FCA Handbook

Regulated Activities Order

means the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001